Does buying Funds in U.S. dollars protect against currency risk?
No. When you buy shares or units in U.S. dollars, the Funds, other than Trimark U.S. Money Market Fund, convert the purchase price into Canadian dollars at the prevailing exchange rate. You are in the same position as if you bought the Funds in Canadian dollars, so there is no protection from any currency risk the Funds might be exposed to. However, buying in U.S. dollars may be more convenient for you.
Trimark U.S. Money Market Fund invests in U.S. securities and is priced only in U.S. dollars. The Fund itself has no currency risk to the U.S. dollar in which it is priced, but you will be exposed to the currency risk of holding U.S. dollars vis-a-vis the Canadian dollar.
*Series DCA Heritage purchase option is selected based on the Transfer Fund(s) you select on the Invesco Dollar-Cost Averaging Service Fund Instruction Form.
a. Effective August 12, 2002, the investment objectives of Trimark Global Endeavour Fund were changed. The performance of this Fund for the period prior to August 12, 2002 would have been different had the current investment objectives been in effect during that period.
b. Effective August 11, 2006, Trimark Government Income Fund changed its name to Trimark Government Plus Income Fund in order to better reflect the Fund's investment objectives and strategy. Also effective August 11, 2006, the investment objectives and strategies of Trimark Government Plus Income Fund were changed. The performance of this Fund prior to August 11, 2006 could have been different had the current investment objectives and strategies been in effect during that period.
c. Effective December 15, 2004, the investment strategies of Trimark Diversified Income Class were changed. The performance of this Fund prior to December 15, 2004 could have been different had the current investment strategies been in effect during that period.
d. Effective August 10, 2007, the name of AIM American Mid Cap Growth Class was changed to Trimark North American Endeavour Class. The fund's investment objectives were also changed the same date. The performance of this Fund prior to August 10, 2007 would have been different had the current investment objectives been in effect during that period.
g. Prior to July 29, 2011, this fund was known as Trimark Canadian First Class. The fund's investment strategies also changed at the same date.
aa. On April 5, 2013, Invesco Emerging Markets Class was renamed Trimark Emerging Markets Class, and the Fund's investment strategies were changed.
w. Invesco Canada Ltd. waived some of the Fund's expenses. If it had not done so, the MER would have been higher.
Notice to users regarding commissions and funds:
Commissions, trailing commissions, management fees and expenses all may be associated with mutual fund investments. Unless otherwise indicated, rates of return for periods greater than one year are historical annual compound total returns including changes in unit or share value and reinvestment of all distributions, and do not take into account any sales, redemption, distribution or optional charges or income taxes payable by any security holder that would have reduced returns.
Mutual funds unlike GICs are not guaranteed and are not covered by the Canada Deposit Insurance Corporation or by any other government deposit insurer. Their values change frequently and past performance may not be repeated. In the case of a money market fund there can be no assurances that the fund will be able to maintain its net asset value per security at a constant amount or that the full amount of your investment in the fund will be returned to you.
Please read the relevant prospectus before investing. Copies of the prospectus are also available from your financial advisor or Invesco Canada Ltd. by calling 1.800.874.6275 or e-mail us at email@example.com